| |
| ENHANCED EXISTING MICROFINANCE PROGRAM |
| |
" Our understanding of the Basic Grameen Bank Replication
enabled us to make modifications in our operations, particularly
in delinquency control and staff selections."
- Ernesto Mabunga, Bansalan Cooperative Society |
| |
 |
"Both the management and the staff have deeper
understanding on the program policies and guidelines,
which help in decision making and planning for better
program implementation and develop smooth and effective
approaches in problem solving."
- Carmelita Bilaoen, People's Bank of CARAGA |
| |
"The PCFC-CODESPA contribute more to our institutional
growth in maintaining quality service to our clients."
- Elrey Mangilit, Lipa Public Bank |
| |
| IMPROVED PERSPECTIVE / OVERALL VIEW ABOUT MICROFINANCE
|
| |
"CODESPA trainings complement the existing organizational
policies on HRD. The insights gathered from experiences
during the trainings significantly influenced their views
of the program and of the strategic plan of the coop."
- Zaldy Baybay, Sinpangabong Multipurpose Cooperative
|
| |
"The training that we attended brought in new perspective
that we gladly adopted."
- Dennis Eclarin, Hometown Corporation |
| |
"In some aspect in our operation, yes, it helped
us. The perception, thinking, maybe our direction. Before,
we are a collateral based lending institution, but now,
we resort to cash flow based lending."
- Jose Tumulak Jr., Rural Bank of Oslob |
| |
| IMPROVED OVERALL MICROFINANCE SYSTEMS/OPERATING PROCEDURES
|
| |
"We are able to adopt easily the recommended policies
and procedures for the betterment of the operations."
- Jose Mosquite, Metro Ormoc Community Multipurpose
Cooperative |
| |
 |
"They had a clear understanding of the nitty gritty
of microfinance operations. They were able to formulate
a clear cut policy and system."
- Dave Calaguio, Gulf Bunk |
| |
| * Post Project Evaluation Study of PCFC
- "Apoyo a los Programas de Microfinanciacion en
Filipinas" survey completed on January 2004 upon
closure of the three (3) year project. |
