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| IMPROVEMENT IN ALL SKILLS / PERSONNEL CAPABILITIES
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| "Before the PCFC-CODESPA training, Mgt and staff
are stagnant or weak in their technical, functional and
adaptive skills. After PCFC-CODESPA trainings, they are
innovative in demonstrating technical skills, strong in
their functional skills, and proactive in adaptive skills.
Innovative means ability to find ways and means for effective
operation; Strong means proactive/ aggressive in performing
their task; Proactive means active in finding and solving
issues and concerns."
- Jose Mosquite, Metro Ormoc Community Multipurpose
Cooperative
"There was an improvement on the three aspects
after they were sent to training."
- Vicente Geducos, Hagdan sa Pag-uswag Foundation
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| DEVELOPED THEIR FUNCTIONAL AND ADAPTIVE SKILLS
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"More focused, more motivated, more responsible,
positive work attitude, developed self confidence, more
flexible in dealing clients, more creative / innovative,
developed better communication skills, a lot more."
- Jason Daquigan, Rural Bank of Montevista
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"The seminar/trainings acquired from PCFC improve
management and staff leadership potentials, capability
building, operations management decision making to achieve
cooperative's objectives"
- Alfeo Vivas, Eurocredit Cooperative |
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"We observe significant personality growth which
influence the performance of credit staff and make positive
impact to the MF operation."
- Elrey Mangilit, Lipa Public Bank |
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"There were lots of improvement on our microfinance
project that contributed to our success."
- Divina Quemi, Nueva Segovia Consortium of Cooperatives
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"We observe significant personality growth which
influence the performance of credit staff and make positive
impact to the MF operation."
- Elrey Mangilit, Lipa Public Bank |
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"Without those trainings, we wouldn't have gone
this far."
- Nonito Jurado, Cooperative Rural Bank of Catmon |
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| IMPROVED SPECIFIC ASPECTS OF MICROFINANCE OPERATIONS
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" CODESPA-PCFC related trainings add value to the
skills improvement of staffs and managers. It include
personal advancement and client relations development."
- Alfeo Vivas, Eurocredit Cooperative |
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" In terms of increase in resources and outreach
to the poor; Opportunities to learn."
- Lina Avelino, Cooperative Bank of Cagayan |
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"Total resources of the RB increased on a monthly
basis by P 1.25 M primarily due to loans and increase
in deposits. Income likewise increased by 40% versus total
income contribution to corporate profits."
- Arturo Muyco, Rural Bank of San Enrique |
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"We improved our collection rate and lowered our
past due."
- Wilfredo Gonzales, Lihok sa Kauswagan Foundation
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"We became more service oriented ."
- Vicente Geducos, Hagdan sa Pag Uswag Foundation |
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"It enhanced our expansion program."
- Ernesto Mabunga, Bansalan Cooperative Society |
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"We went through a study of our systems and methodology.
We came up with some modifications."
- Mercy Laop, Rangtay sa Pang-rangay |
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"All trainings conducted by PCFC-CODESPA are suited
to the needs of the personnel and the organization. It
helped in the improvement of the microfinance operation."
- Jaime Gaboy, Jr., Galimuyod Savings & Development
Cooperative |
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| EXPOSURE TO OTHER MFIs / SHARING & EXCHANGE |
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" The actual exposure of the staff particularly
the project officers and the management give them first
hand information of the prevailing and existing situation
in the field."
- Teresita Perez, Agapay sa Pamumuhay Credit Cooperative
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"Capacity building and seminars conducted by the
PCFC - CODESPA has attributed a high significant result
among MFIs, conduits of PCFC more particularly on experienced
sharing."
- Romeo Clavillas, Cooperative Bank of Camarines Norte
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| DEVELOPED THEIR TECHNICAL SKILLS |
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"It was in the technical field that CODESPA assisted
training helped a lot. Much of our training needs were
in the technical field, so there was a match."
- Dennis Eclarin, Hometown Corporation |
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| * Post Project Evaluation Study of PCFC
- "Apoyo a los Programas de Microfinanciacion en
Filipinas" survey completed on January 2004 upon
closure of the three (3) year project. |